The OnToCollege Blog
Information and Advice for schools and families looking to create college graduates with minimal debt.
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What Does Test-Optional Really Mean?
Even as many colleges temporarily extend their test-optional admissions policies another year, your Test score still can greatly affect your merit-based scholarships and college admissions. Test-optional is really only for those excited to pay full price. JUMPING THAT SCORE remains the best-paying job a high school student can have.
The Ultimate Guide to the ACT® Test in 2026-27
The ACT® is one of the most important tests a high school student will take — not just for college admissions, but for earning the merit scholarships that can dramatically reduce college debt. This...
529 Qualified & Prepaid Tuition Plans
The following should not be considered tax or investment advice. Please consult your personal tax or investment professionals for more information. What Are College Savings Plans? While...
Applying to Test-Optional Colleges
Many colleges and universities no longer require students to submit a standardized test score for admission. Submitting an ACT® Test or SAT® Test score is often optional. But the test is optional...
ACT® & SAT® Mandate States
Many states mandate that their public high school students take a specific exam during their junior year. More than 25 states currently choose the ACT® Test or SAT® Test for this purpose. Some even...
When Should You Take the ACT® Test and SAT® Test?
Every year, the ACT® Test (September, October, December, February, April, June, July) and SAT® Test (August, September, October, November, December, March, May, June) are offered. All colleges will...
5 Strategies to Avoid Student Debt
Strategies to Avoid Student Debt Unless you have a hefty college fund, financing your college education may be your only option. College graduates in 2025 averaged $65,111 of student debt. Student...
The Digital SAT® Test
The College Board announced the development of the new Digital SAT® Test in January 2022, and U.S. students began taking the current test in Spring 2024. The PSAT/NMSQT® Test, PSAT 8/9® Test, and...
Don’t Make Common Mistakes on the Common App
The Common App is a single college application you can use to apply to over 1,000 public and private colleges and universities.
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- ACT® is a registered trademark belonging to ACT Education Corp. (“ACT”). OnToCollege is a member of the ACT® Affiliate Tutor Program.
- PreACT® and PreACT® 8/9 is a registered trademark belonging to ACT Education Corp. (“ACT”). OnToCollege is a member of the ACT® Affiliate Tutor Program.
- WorkKeys® is a registered trademark belonging to ACT Education Corp. (“ACT”). OnToCollege is a member of the ACT® Affiliate Tutor Program.
- SAT® is a registered trademark of the College Board, which was not involved in the production of, and does not endorse, this product.
- PSAT/NMSQT® is a registered trademark of the College Board and the National Merit Scholarship Corporation, which are not affiliated with, and do not endorse, this product or website.









